After our home burned,we discovered how helpful it would be-even for a tiny house.

It can help with replacement costs,personal liability and expenses such as lodging for yourself or pets in the event of a disaster.

Shopping around for the right policy could give you coverage that meets *your* needs rather than those of an agent or insurance company.

We lucked out by having a very supportive agent who got us the optimum results for our dollar.

We didn’t replace everything after our unintentional “paring down”.

(Too much was irreplaceable anyway).

But,we did find out that even if one doesn’t have a lot of material goods or high ticket items,there are other costs and one can have innumerable things that cost fifty cents!

(Think toothbrush,towels,food.measuring cups and hand lotion rather than electronics,home decor and the like.)

Today,there are policies for condos,RV’s,dorms,etc.

I expect the particular needs of the tiny house occupant will be addressed as
that customer base grows and asserts its desires from insurance companies,as well as other businesses.

Keep an eye out for something that would be worth your while.

In the meantime,you may be covered by the policies governing whatever property you’re on if and when something bad occurs.

(No,I don’t work for any insurers. I just appreciate having a safety net beyond a nest egg and the kindness of friends and family.)